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Birbank Cashback
A unique card that offers a 2x VAT refund, free transfers from personal funds, cashback up to 30%, and when used as an installment card — up to 24 months of interest-free installments and a grace period of up to 63 days.
![Birbank Cashback](https://www.kapitalbank.az/assets/static/img/content/elements/png/landing/b_cash_back.png)
Need to know
Conditions
Service fee – monthly 2 AZN (When making cashless payments with BirKart in the amount of 500 AZN within a month (excluding credit payments and transfers), the monthly service fee is not charged.)
You can cash out up to 60% your card limit
Loan interest rate when used as a credit card - 25%
Requirements
People who get salary/pension from Kapital Bank or another bank can get BirKart
Age limit - 18-67
Experience at the last workplace must be at least 6 months (3 months for those who have a salary card in Kapital Bank). There is no such requirement for retirees
Required documents: ID card or Military card for militaries