Visa Classic

The most popular payment card.

Visa Classic

The simplest and most convenient card for daily use of your personal funds.

visaclassic

Back to parent section

General information

The most popular payment card. The card offers advantageous service fees and can be used to make payments using POS terminals in shops, restaurants and hotels in Azerbaijan and abroad, as well as to pay communication, utility and other fees.

Benefits

  • 24/7 cash withdrawal from ATMs.
  • Making online payments
  • Getting a part of the amount of purchase refunded to your card - KapitalBonus
  • Paying for products and services in Azerbaijan and abroad
  • Carrying a desired amount of money on foreign trips
  • Line of credit option

 

Please read the guidelines below while using the card


 
 

Tariffs

Card price – 1 year / 2 years / 3 years 15 AZN / 20 AZN / 25 AZN
Additional price – 1 year / 2 years / 3 years 8 AZN / 10 AZN / 12 AZN
Defective card replacement 5 AZN
Urgent card issue surcharge fee Baku branches - 10 AZN, regional branches - 15 AZN
Changing forgotten or lost PIN code 1.00 AZN/USD/EUR
Connection to Internet Banking and Mobile Banking Free
Connection to SMS Banking and SMS Info services Option 1: per SMS 0.10 AZN; Option 2: yearly 5 AZN
Unjustified claims in respect to payments 10 AZN
Unblocking a blocked PIN 2 AZN
Maintaining closed accounts in operating system  monthly 1.00 AZN
Withdrawing cash from Kapital Bank's ATMs and branches 1% (min 1,00 AZN/USD/EUR)
Withdrawing cash from ATMs of other banks 1,5% (min 3.50 AZN/USD/EUR)
Withdrawing cash from offices of other banks within the Republic of Azerbaijan 1,5% (min 5.00 AZN/USD/EUR)
Withdrawing cash from offices of bankis outside of Azerbaijan

1,5% (min 7.50 AZN/USD/EUR)

Commission for trading transactions 0%
Adding funds to card through Kapital Bank's offices, cash-in ATMs and infokiosk terminals 0%
Unique transactions in Azerbaijan and abroad (gambling) 3% (min 5.00 AZN/USD/EUR)
Cash by Code service fee 1% (min 1,00 AZN/USD/EUR)
Card to Card - transfering funds to another Kapital Bank card 0,2% (min 0.50 AZN/USD/EUR)
Card to Card - receiving funds from another Kapital Bank card (with the exception of salary cards) 0%
Payment of taxes and custom dues through POS in Azerbaijan 0,2% (min 0,50 AZN)
Payment of administrative fines, state dues and state budget payments through POS in Azerbaijan 0,5% (min 0,30 AZN)
Payment of taxes, custom dues, administrative fines, state dues and other state budget payments through www.apus.az website 0,15% (min 0,40 AZN, max 15.00 AZN)

Conversion: Debit and credit transactions conducted in foreign currency by AZN payment card accounts (cash-in, withdrawal, card to card)

4%

Conversion: Payment transactions conducted in foreign currency within the country by AZN payment card accounts

4%

Conversion: Debit and credit transactions conducted in AZN by USD/EUR payment card accounts (cash-in, withdrawal, card to card)

4%
Conversion fees in all other cases 0,5%
Transfer of funds to salary cards 1% (min 1.00 AZN/USD/EUR)

FAQ

Online order

Enter the code
refresh