Loans

Cash consumer loans

Cash consumer loans will help you turn dreams into reality.

  • Amount of loan - AZN 300 to AZN 20,000
  • Loan period - min. 3 months - maks.48 months
  • Annual interest rate - starting 19%

Secured loan in manat

Get a loan in manat by placing a security deposit in dollar or euro.

  • Minimum loan amount – 300 AZN
  • Maximum loan amount - up to 60% of the insurance deposit
  • The annual interest rate is 25%
  • Duration of the loan – minimum of 1 month – maximum of 12 months
  • Typy of payment - Annuitet (equated monthly installment)

Urgent credit line

If your salary or pension are credited to your account at Kapital Bank, you can open an express credit line with our Bank.

  • Fee for non-cash payments - 0%
  • Credit line can be used up to 24 months.
  • Credit line limit – AZN 50 - AZN 500

Mortgage

You can acquire your desired flat via Kapital Bank mortgage loans.

  • Maximum amount - AZN 100 000
  • Maximum period - 30 years

MIDA - Mortgage

You can acquire your desired flat via MIDA mortgage loans.

  • Maximum amount - Maximum loan undefined
  • Maximum period - 30 years

BirKart

  • Withdrawing cash from Kapital Bank's ATMs
  • Free SMS İNFO service
  • Card price and service comission – free for a year

Business loans

Kapital Bank, recognizing the great importance of development in the economy’s real sector, offers business loans to its customers.

  • Loans are issued in AZN/ USD/ EURO
  • Loan amount, term and interest rate are set depending on the purpose of the project
Hörmətli istifadəçi

Azərbaycan Respublikasında fiziki şəxslərin problemli kreditlərinin həlli ilə bağlı əlavə tədbirlər haqqında Azərbaycan Respublikası Prezidentinin Fərmanına uyğun olaraq, fiziki şəxslərin xarici valyutada əsas kredit borclarının devalvasiya ilə bağlı manatla artmış hissəsi ilə əlaqədar Maliyyə Bazarlarına Nəzarət Palatası tərəfindən hazırlanmış güzəşt kalkulyatoru