Urgent credit line

If your salary or pension are credited to your account at Kapital Bank, you can open an express credit line with our Bank.

General Information

If your salary or pension are credited to your account at Kapital Bank, you can open an express line of credit with our Bank. Through an opened credit line you can withdraw cash from an ATM at any time.

Good to know

  • Fee for non-cash payments - 0%
  • Credit line can be used up to 24 months.
  • Credit line limit – AZN 50 - AZN 500


Annual Interest of 29% is applied on the daily basis to the amounts used from the credit limit.

Requirements

  • A credit line can be opened for Kapital Bank salary or pension card holders. However, the final decision on issuing the loan, is determined according to the bank's internal rules and based on analysis of customer.
  • 1% of commission will be charged for a cash withdrawal at the ATMs.
  • If the remaining debt is not being paid off in full within 40 days after due date, the limit of the card is automatically nullified and a 0.2% penalty is applied to the remaining balance or the outstanding amount of credit.
  • Age limits: 18-70.
  • Employed at the current job for at least 3 months. This requirement does not apply to pensioners.

Documents

  • Identity card / Military ID card

FAQ

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