Cash consumer loans

Cash consumer loans will help You turn dreams into reality.

General information

Cash consumer loans will help you turn dreams into reality. Actual annual interest rate - from 29.84 %

Good to know

  • Amount of loan - AZN 300 to AZN 20,000
  • Loan period - min. 3 months - max. 48 months
  • Annual interest rate - 29,84%



  • Loans are issued only to persons who hold a salary or pension card with Kapital Bank. However, the final decision on issuing the loan is determined according to the bank's internal rules and based on analysis of customer.
  • Age limits - 18-70.
  • The minimum work experience of 3 months at the last place of employment. This requirement does not apply to retired persons
  • A guarantor may be required in special cases.
  • Loans may also be issued to persons who have also obtained loans from other banks
  • Loans are issued to military services only upon presentation of a guarantor - Senior lieutenant and higher-ranking officers, without a guarantor


  • ID card or military servant's card


Cash consumer loans calculator

905.22 AZN

How much loan can I get?

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Maximum limit for BirKart

  • AZN

Max loan

  • 12 months – AZN
  • 24 months – AZN
  • 36 months – AZN
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