BirKart credit card

BirKart is a new and unique card provided by Kapital Bank, which combines credit, installment, salary, pension, deposit, bonus and debit card functions.

BirKart

  • The loan amount – till 10.000 AZN
  • Card validity period - 36 months
  • İnterest rate on taksit operations - 25%
  • The annual interest rate on taksit operations- 0 %
  • Line of credit card payments for grace period - till 40 days
  • Number of payment months (number of credits) – 2-12 and 18 month

BirKart Cashback

  • The loan amount – till 10.000 AZN
  • Card validity period - 36 months
  • Price of card - 1 year 35 AZN
  • Rate of interest - 25%
  • The annual interest rate on taksit operations - 0 %
  • Line of credit card payments for grace period - till 40 days
  • Number of payment months (number of credits) – 2-12 and 18 month
  • Refund from one-off payment (cashback) - min 10% till 1.5%

More about BirKart    

Order BirKart
 

Good to know

  • Withdrawal at any time
  • Connection to SMS info service - free
  • Card purchase and service fee – free for one year and till 10% cashback in BirKart Cashback

Who is eligible for BirKart?

  • People who are employed officially;
  • The employees of private and public institutions co-operating with the Bank;
    • “Paşa Holding” MMC;
    • “Paşa Development” MMC;
    • “Paşa Bank”ASC;
    • “Paşa Insurance” ASC;
    • “Paşa Life Insurance”ASC;
    • “Paşa Travel Azerbaijan” şirkəti
    • “Absheron Hotel Group”
    • “PMD Group” şirkəti
  • Kapital Bank salary and pension card holders are awarded
  • Age limit - 18 to 60 years
  • The length of service at the last job has to be a minimum of 3 months. There is no such a requirement for pensioners

Tariffs

Services  Birkart Birkart Cashback
 Price of card  1 year 15 AZN  1 year 35  AZN
Card interest rate  İnterest rate on taksit operations - 0% İnterest rate on taksit operations - 0%
For loan - 25% Kredit üzrə - 25%
Encashing commission  From own account - 0% From own account - 0%
Limit of loan - 1.5 %, min 2AZN Limit of loan - 1.5 %, min 2AZN
Payback to the account (cashback) İtsn't provided from 1.5% till 10%

Required documents

  • ID card/military ID

FAQ