Kapital Bank offers two types of privileged mortgage loans – State Mortgage and MIDA mortgage at annual maximum 4% interest rate for customers. You just need to fill in the online application form to get this loan product designed for family members of martyrs, National Heroes (himself/herself, spouse and children), IDP or equivalent, individuals who have served in public service at least for 3 years, as well as individuals who have served in the special position of the public service, individuals who have worked in the public secondary schools at least for 3 years, individuals having Doctor of Science degree, individuals who have served in public service at least for 15 years, as well as individuals who have served in the special position of the public service and included in the privileged category.