Kapital Bank offers State mortgage and MIDA mortgage loans designed for individuals included in the privileged category. Privileged loans are provided for family members of martyrs, National Heroes (himself/herself, spouse and children), IDP or equivalent, individuals having Doctor of Science degree, scientists who have worked in scientific positions at least for 3 years, individuals who have served for internal affairs agencies at least for 3 years and have special ranks, individuals who have worked in the public secondary schools at least for 15 years, etc.