Questions from Customers

kart-sifaris-etmek Back
Ask a question
  • Woman icon Nazənin Musayeva
  • Date: 31 August, 2021
  • Eye icon 10469

What is a debit card? What bank cards do you offer to customers

  • Kapital Bank Kapital Bank
  • Date: 16 July, 2024

A debit card is a banking product that helps you withdraw cash through ATMs and make non-cash payments when shopping. Two types of Kapital Bank debit cards are available to customers, simple and premium. To review the bank's debit card products and order online, go to the Cards section.

Birbank Cashback

A unique card that offers a 2x VAT refund, free transfers from personal funds, cashback up to 30%, and when used as an installment card — up to 24 months of interest-free installments and a grace period of up to 63 days.

  • Up to 30% cashback and Double VATBonus
  • freePrice of the card
  • up to 63 daysGrace period
Order
kart-sifaris-etmek

Birbank Umico

It is a unique card jointly presented by Kapital Bank and Umico, designed for daily shopping, combining credit and installment card opportunities and the opportunity to earn additional Umico bonuses.

  • Starting from 1.3%Cashback
  • FreeCard price
  • Up to 63 daysGrace period
Order
kart-sifaris-etmek

Birbank Miles

A unique card that gives a bonus of 1 mile per 1 AZN for cashless payments with the card, free air travel, interest-free and commission-free installments.

  • 1 AZN = 1 MileAccumulation of miles
  • FreeCard price
  • Up to 63 daysGrace period
Order
kart-sifaris-etmek

Birbank Umico

It is a unique card jointly presented by Kapital Bank and Umico, designed for daily shopping, combining credit and installment card opportunities and the opportunity to earn additional Umico bonuses.

  • Starting from 1.9%Cashback
  • FreeCard price
  • Up to 63 daysGrace period
Order
kart-sifaris-etmek