Question 1

What is a guarantee and what is a Kapital Bank guarantee?

Accepted Answer

The guarantees provided by Kapital Bank allow you to cooperate with existing and new counterparties in local and foreign markets, as well as to expand your business and gain new opportunities by launching new projects. Bank guarantees are divided into the following types:&nbsp;&bull; Tender guarantee&bull; Advance guarantee&nbsp;&bull; Performance guarantee&nbsp;&bull; Payment guarantee&nbsp;&bull; Guarantee issued to the customs authorities&bull; Loan guarantee&nbsp;&bull; International guarantees (letter of credit) &nbsp; &nbsp;&nbsp;Quality guarantee&nbsp;&nbsp; &nbsp;&nbsp; &nbsp;You can apply online to benefit from Kapital Bank guarantees. Guarantees will be provided to you within 1 business day after registration of your application.

Question 2

What is factoring? What are the terms of factoring product in Kapital Bank?

Accepted Answer

Factoring is a product that allows the bank to finance working capital in exchange for a concession to the bank of the right to demand money from individual entrepreneurs and buyers of legal entities. Factoring products allow you to quickly access the resources you need to grow your business without having to wait for the buyer`s payment.&nbsp;The terms applied by Kapital Bank for factoring products are as follows.&nbsp;- &nbsp; &nbsp; &nbsp; &nbsp; Financing amount up to 90% of the invoice- &nbsp; &nbsp; &nbsp; &nbsp;Annual interest rates starting from 13%&nbsp;- &nbsp; &nbsp; &nbsp; &nbsp;Financing term up to 90 days&nbsp;- &nbsp; &nbsp; &nbsp; &nbsp;Unsecured (factoring collateral not required)&nbsp;- &nbsp; &nbsp; &nbsp; &nbsp;0.5 % commission percentage&nbsp;Apply for a factoring product online first.&nbsp;

Question 3

Does Kapital Bank provide unsecured business loans?

Accepted Answer

Kapital Bank offers business loans to individual entrepreneurs and legal entities to easily meet their cash needs for business. The maximum amount for loans with annual interest rates starting from 12% in national currency and 8% in foreign currency is determined by the scope of your business. In provision of loans, the interest rate and commission fees are determined based on an individual approach. It is provided under an equal monthly installment payment schedule with minimum documentation requirements. Kapital Bank has set minimum documentation requirements for obtaining a loan provided under an equal monthly installment payment (annuity payment). To get a business loan, all you need to do is to fill out an online order form.

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Questions from Customers

Birbank Cashback

Birbank Umico

Birbank Miles

Birbank Umico

Kapital Bank

Products

Quick operations

Other

Please scan QR code to download Birbank application.

Please scan QR code to download
Birbank application.