Question 1

What is Kapital Bank customer code? How to learn CIF code on Birbank?

Accepted Answer

Customer code is the code used to identify the holders of bank accounts in Kapital Bank by telephone number they own. You can use M&uuml;ştəri Bank mobile application to learn this code, which allows customers getting information on their cards without visiting the bank. Follow the instructions below: &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;- &nbsp; &nbsp; &nbsp; &nbsp;Log in to Birbank mobile application&nbsp;- &nbsp; &nbsp; &nbsp; &nbsp;Go to Menu- &nbsp; &nbsp; &nbsp; &nbsp;Go to Settings&nbsp;- &nbsp; &nbsp; &nbsp; &nbsp;You can find your customer code in CIF code section on My Personal Information.

Question 2

Which banks provide business loans? What are loan interest rates in Kapital Bank?

Accepted Answer

Kapital Bank, which provides business loans with favorable repayment terms, continues to apply low interest rates for individual entrepreneurs and legal entities. Annual interest rates are set at 12% for national currency and 8% for foreign currency on the loan product for those who want to start a new business or grow the existing business. The maximum amount for a loan starting from AZN 50 000 is determined by the scope of your business. To benefit from the advantages of business loans, apply online.&nbsp;&nbsp;

Question 3

What is beneficiary? What is beneficiary account opened in Kapital Bank?

Accepted Answer

Beneficiary - Customer - means an individual who owns a legal entity, exercises control and management, along with benefiting from it and has influence in decision-making. The beneficiary-customer concept arising from the guarantees provided by Kapital Bank is to minimize the risks in case of non-fulfillment of contractual obligations due to deterioration of the buyer`s financial condition, as well as to receive funds quickly and simply in case of breach of contractual obligations by the buyer.&nbsp;For more details about the obligations assumed for beneficiary-customer, go to Guarantees.

Question 4

What is conversion? What are the conversion services of Kapital Bank?

Accepted Answer

Conversion is to convert one type of currency into another at the current exchange rate. Kapital Bank provides convenient settlement and cash services in manat and foreign currencies to cardholders as part of conversion services. It also offers the consulting service you need in this area. Settlement and cash operations provided by the bank cover the implementation of various types of cash and non-cash transactions. Cash operations are regulated by the bank`s current tariffs and the Agreement signed between the parties. &nbsp;&nbsp;&nbsp;&nbsp;

Questions from Customers

Birbank Cashback

Birbank Umico

Birbank Miles

Birbank Umico

Kapital Bank

Products

Quick operations

Other

Please scan QR code to download
Birbank application.

Questions from Customers

Birbank Cashback

Birbank Umico

Birbank Miles

Birbank Umico

Kapital Bank

Products

Quick operations

Other

Please scan QR code to download Birbank application.

Please scan QR code to download
Birbank application.