Question 1

What are the banks that provide loans with a home mortgage? Can I get a loan from Kapital Bank with the deed of ownership?

Accepted Answer

Kapital Bank offers its real estate secured loan product for those who want to get a loan with a home mortgage. The annual interest rate applied for a loan of up to 65% of the real estate (up to AZN 70 000) starts from 18%. The collateral for the loan can be an individual house, a country house, an apartment in a building (newly built since 1970), and a non-residential area. You can order a loan online that can be obtained by Kapital Bank and other banks&rsquo; salary and pension cardholders.

Question 2

Your bank is on the list of banks that issue loans to pensioners with a pension card. What are the terms required for the pension loan?

Accepted Answer

Kapital Bank offers daily consumer loans, mortgage loans, secured manat loans, deposit secured loans and real estate loans for pensioners. To get a cash loan with a pension card, it is enough to have a pension card from Kapital Bank or any other bank. You do not need to go to the bank to get loans with affordable interest rates. You can order the loan that you need online.

Question 3

Does Kapital Bank, which is on the list of banks that issue mortgages on favourable terms, offer houses with interest-free loans?

Accepted Answer

Kapital Bank, which provides mortgage loans on favorable terms, continues to make its customers happy. Minimum documentation and annual interest rates apply to loans of various types, such as Domestic Mortgages, Social Mortgages in Regions, MIDA,&nbsp;and State Mortgages. The initial payment for loans, which can be easily applied by those who want to buy a house with loans, starts from 20%. Loan applications are processed quickly through the online ordering service offered by the bank. Click here for more information on mortgage loans.&nbsp;

Question 4

I want to get a loan immediately. What does Kapital Bank require to provide an emergency cash loan?

Accepted Answer

Kapital Bank allows you to get a loan immediately with the online loan ordering service. The bank applies minimum documentation and annual interest rates for cash loans that allow you to meet your cash needs quickly. Loans that can be easily obtained by persons with loans in other banks are provided to those who receive salary/pension from Kapital Bank or other banks. To get a loan, you can apply just by entering the FIN code of your ID card. To confirm the application, you can use the on-site service or confirmation via video call services without going to the bank.&nbsp;

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