Whatsapp number

+994 51 250 99 99

Documents

Documents required for acquiring a mortgage loan

1. A document stating that the borrower belongs to a preferential category;

2. Mortgage property appraisal certificate;

3. Identity card of the borrower (joint borrower) and a notarized copy thereof;

4. Notarized copy of the certificate of marriage. Certificate of singleness if single. (Court decision in case of divorce and divorce certificate);

5. Notarized copy of identity cards of adult and juvenile family members living together with the borrower (joint borrower);

6. Reference about the family composition of the borrower (joint borrower);

7. The borrower’s (joint borrower’s) contract of employment or a copy of the employment record book verified by the relevant HR Department (each page must be verified)

8. Documents confirming the borrower’s (joint borrower’s) incomes (references from the primary employer and additional employer if applicable, bank extractions from the salary cards etc.);

9. Mortgage property appraisal certificate;

10. Copy of only cover part of the SSPF and salary card;

11. In case the employer of the borrower (joint borrower) is a private institution, an extract from the individual personal account data within the last 12 months (B3 form verified by the private institution) and the tax statement of the private institution for the last one year (verified by the relevant tax authority);

12. Copies of birth certificates of the borrower (borrowers) and his spouse.

Documents required if the borrower is an individual entrepreneur

1. Entrepreneur’s certificate of registration by the tax agencies (a copy thereof).

2. Tax report or a simplified tax statement approved by the tax agencies.

Terms of use

The following persons who have an electronic cabinet and has chosen an apartment through "Guzashtli manzil" system have the right to get MIDA mortgage:
Following members of young families:

1. Members of martyr’s family (spouse, children);

2. National Hero (themselves, spouse, children);

3. IDPs or persons with an equivalent status;

4. Person who was employed as a public servant for at least 3 years, as well as those who serve for a special type of public service;

5. Teacher working for a general education school for at least 3 years;

6. Person with Ph.D. degree;

7. A person with outstanding athletic accomplishments (honorary physical education and athletic trainers, winners of national competitions (I place), medalist of international competitions (I, II or III place).

Person with the degree of doctor of sciences;
Person who was employed as a public servant for at least 15 years;
Military servicemen of the Republic of Azerbaijan employed in the military service for at least 3 years, including those who are in the reserve forces and those who are retired from military service (except for the active military servicemen), (except for the military servicemen who are in the reserve forces and those who are retired from military service in the cases specified by the clauses 41.0.6, 41.0.7, 41.0.8, 41.0.10, 42.0.3, 42.0.4 and 42.0.5 of the Law “on military title and military service” of the Republic of Azerbaijan);
A person with a special title who served for the authorities of internal affairs for at least 3 years;
Workers in the scientific sphere for at least 3 years.
Teacher working for a general education school for at least 15 years;

Good to know

Terms Preferential mortgage
Maximum amount
-
Maximum annual rate
4%
Maximum period
30 years
Down payment
10%

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