For a cash loan obtained online
- the annual interest rate starts from 10.9%,
For a cash loan obtained in branches
- from 11.9%.

• Maximum loan amount is 30 000 AZN;
• Maximum loan period is 59 months;
• Cash-out commission for online registered loans 0%*.
  *Note: if the debt-to-income ratio exceeds 45% - 1%

• The loan can be obtained by persons receiving salary or pension from Kapital Bank or another bank;
• Age: 18-70
• Must have at least 3 months of work experience in the last job. There are no work experience requirements for retired clients;
• In special cases, a guarantor may be required;
• Loans can also be given to those who have loans in other banks;
• Persons with official income.

• ID cards;
• Military ID card for military personnel.