FAQ

Our bank offers the following loan products to customers:

Cash consumer loans
Secured loan in manat
BirKart credit card
Deposit secured loan
Consumer loans
Consumer loans for non-card holders

The products offered can be obtained by persons receiving salaries / pensions from Kapital Bank or another bank. However, the final decision on issuing the loan is determined according to the bank's internal rules and based on analysis of customer.

You can apply for a credit with your ID card or military servant's card.

More detailed information on mortgage products and terms can be obtained by selecting any mortgage product from the "Loans" section of Kapitalbank.az.

A guarantor may be required in certain cases depending on the amount of loan, the customer's place of employment and judgement of a loan specialist.

Information on the set of documents required to obtain a mortgage loan can be obtained by selecting any mortgage product from the "Loans" section of kapitalbank.az.

More information about "BirKart" is available at BirKart.az website.

at Bank branches by Kapital Bank payment terminals
at Bank branches by cash
online via pay.kapitalbank.az website
by eManat payment terminals
by MilliÖn payment terminals
online via hesab.az website
online via e-pul.az website
online via kassam.az website
via CİB application

You can get a mortgage loan from Kapital Bank's "28 May", "Icheri Sheher", "Gubadli", "Ganja", "Inshaatchilar", "Jafar Jabbarli", "Gara Garayev" and "Nakhchivan AR Head Office" branches.