FAQ

Kapital Bank deposits meet every single requirement by providing opportunities to acquire interest rates monthly or at the end of the period, reduce or increase the fund upon request both in local and foreign currency.
Types:
- "Kapital" deposit
- "Upon Request" Deposit

The minimum amount for deposit registration is set at 100 AZN / USD.

1. Interest on early deposits is paid in national currency (AZN) at 1% per annum.
2. No interest is paid on early deposits in foreign currency (USD), the reduced part is min. 100 AZN / USD, the deposit can be reduced to 100 AZN / USD.
3. Interest is not paid on deposits placed in the national currency issued earlier than thirty (30) calendar days.
4. If the deposit is fully withdrawn within fifteen (15) calendar days from the date of registration of the deposit, a commission of five (5) AZN shall be charged from the customer.

We offer you our bank's safe deposit boxes to protect and safeguard your precious jewelry, securities, money. This is the best way to protect your valuables.
The lease term of deposit safes is set at 3 months. There are advantages such as low price, security and privacy.

All you need to do to open a deposit account is to come to the nearest branch.

If the depositor does not demand the return of the deposit the next day after the expiration of the term of the deposit, it shall be extended on the same terms and conditions as in the tariff and conditions of that period, and in all other cases unilaterally determined by the Bank. (accrued interest is not added to the deposit amount).

Credit line - At the request of the customer, a credit line can be issued in cash or by card with a maximum of 80% of the deposit amount in the amount of 500 AZN / USD. In this case, the interest rate on cash loan or credit line is + 5% in manat and + 4% in USD.

You can rent deposit safes in the Center, Ganjlik, Sabail, Ganja branches.