Deposit
Increase your income with a high-interest deposit!
- Deposit amount 1 AZN/USD
- Maximum interest rate 10%
- Duration Up to 36 months
Place your deposit with ease.
Increase your income with a high interest deposit
Deposit calculator
In addition to high interest rates, you can increase the deposit amount until there is 1 month (30 calendar days) left on the contract.
Monthly
End of period
-
-
Gross interest income
3 200 ₼
The calculation does not take into account the conditions for 10% tax on interest income.
Useful
- Deposit period – 3, 6, 12, 18, 24, 36 months for AZN; 1, 3, 6, 12, 18, 24, 36 months for USD;
- Minimum amount – 500 AZN/USD;
- Maximum amount – unlimited;
- Interest payment – monthly and at the end of the period;
- Deposit top-up – 1 month (30 calendar days) before the contract expiration; minimum top-up amount – 100 AZN/USD;
- Əmanətin azaldılması – azaldılan hissə min. 100 AZN/USD, əmanət 500 AZN/USD qalanadək.
- According to the amendments to the Tax Code (Article 102.1.22) that came into effect on January 1, 2024:
– If a deposit in AZN is placed for a period of 18 months or longer, with interest paid either at maturity or on a monthly basis, the interest income shall be fully exempt from the 10% income tax for a period of 3 years;
– If a deposit in AZN is placed for a period of less than 18 months with interest paid at maturity, the monthly interest income is calculated on a conditional basis, and up to 200 AZN of this amount is exempt from the 10% income tax;
– If a deposit in AZN is placed for a period of less than 18 months with interest paid monthly, up to 200 AZN of the monthly interest income is exempt from the 10% income tax;
– Interest income on AZN-denominated deposits placed before January 1, 2024, and received prior to that date, is calculated in accordance with the regulations in effect before the amendments to the Tax Code were introduced.
- The campaign terms do not apply to the deposits placed during the campaign period if they are automatically renewed at the end of the period. In such cases, the terms effective at the time of renewal shall be applied.
| Deposit period | Monthly | Payment at the end of year | ||||||
| AZN | USD | AZN | USD | |||||
| 1 ay | - | 2% | - | 2% | ||||
| 3 ay | 7% | 2.7% | 8% | 3% | ||||
| 6 ay | 9% | 3.2% | 10% | 3.5% | ||||
| 12 ay | 9% | 3.7% | 10% | 4% | ||||
| 18 ay | 9% | 3.7% | 10% | 4% | ||||
| 24 ay | 7.5% | 3.1% | 8% | 3.4% | ||||
| 36 ay | 7.5% | 3.1% | 8% | 3.4% | ||||
müddəti
- 1 ay
- 3 ay
- 6 ay
- 12 ay
- 18 ay
- 24 ay
- 36 ay
AZN
USD
-
-
2%
-
7%
2.7%
-
9%
3.2%
-
9%
3.7%
-
9%
3.7%
-
7.5%
3.1%
-
7.5%
3.1%
Deposit calculator
In addition to high interest rates, you can increase the deposit amount until there is 1 month (30 calendar days) left on the contract.
Monthly
End of period
-
-
Gross interest income
3 200 ₼
The calculation does not take into account the conditions for 10% tax on interest income.
Useful
- Deposit period – 1, 3, 6, 12, 18, 24, 36
- Minimum amount – 1 AZN/USD;
- Maximum amount – unlimited;
- Interest payment – monthly and at the end of the period;
- Deposit top-up – up to 30 business days before the contract expiration; minimum top-up amount – 10 AZN/USD;
- According to the amendments to the Tax Code (Article 102.1.22) that came into effect on January 1, 2024:
– If a deposit in AZN is placed for a period of 18 months or longer, with interest paid either at maturity or on a monthly basis, the interest income shall be fully exempt from the 10% income tax for a period of 3 years;
– If a deposit in AZN is placed for a period of less than 18 months with interest paid at maturity, the monthly interest income is calculated on a conditional basis, and up to 200 AZN of this amount is exempt from the 10% income tax;
– If a deposit in AZN is placed for a period of less than 18 months with interest paid monthly, up to 200 AZN of the monthly interest income is exempt from the 10% income tax;
– Interest income on AZN-denominated deposits placed before January 1, 2024, and received prior to that date, is calculated in accordance with the regulations in effect before the amendments to the Tax Code were introduced.
- The campaign terms do not apply to the deposits placed during the campaign period if they are automatically renewed at the end of the period. In such cases, the conditions effective at the time of renewal shall be applied.
| Müddət (ay) | Aylıq | Müddətin sonunda | ||||||
| AZN | USD | AZN | USD | |||||
| 1 ay | 7% | 2% | 7% | 2% | ||||
| 3 ay | 7% | 2.7% | 8% | 3% | ||||
| 6 ay | 9% | 3.2% | 10% | 3.5% | ||||
| 12 ay | 9% | 3.7% | 10% | 4% | ||||
| 18 ay | 9% | 3.7% | 10% | 4% | ||||
| 24 ay | 7.5% | 3.1% | 8% | 3.4% | ||||
| 36 ay | 7.5% | 3.1% | 8% | 3.4% | ||||
müddəti
- 1 ay
- 3 ay
- 6 ay
- 12 ay
- 18 ay
- 24 ay
- 36 ay
AZN
USD
-
7%
2%
-
7%
2.7%
-
9%
3.2%
-
9%
3.7%
-
9%
3.7%
-
7.5%
3.1%
-
7.5%
3.1%
Terms of deposit insurance 
