People who get salary or pension from Kapital Bank can get BirKart.

BirKart is a unique card provided by Kapital Bank, which provides interest-free and commission-free installment options.

Price of card - 1 month 3 AZN
(You can either choose to have BirKart Miles only for Debit operations. In this case, the card will cost 80 Azn for 3 years and you will have option to receive the card in any of three currencies (AZN/USD/EUR). Card will not be capable for taksit operations.

You can cash out up to 60% your card limit.

Loan interest rate when used as a credit card - 25%.