About bank
About Bank
Kapital Bank operates successfully as heir of Saving Bank of Azerbaijan. Currently, Kapital Bank is the largest financial institution in Azerbaijan. Kapital Bank serves more than 3 million individuals and more than 22,000 legal entities. At the same time, Kapital Bank closely participates in a number of state- owned social projects and implements a number of development programs of real sector.
Kapital Bank on May 3, 2018 in accordance with the legislation of the Republic of Azerbaijan became a 100% owner of the Limited Liability company "BirKart non-bank credit organization" ("subsidiary"). The purpose of the creation of BirKart NBCO LLC is to improve access to financial resources of the population, especially the sale of card products at accessible points for stimulating non-cash payments.
NBCO can issue secured and unsecured loans based on a license obtained from the financial markets regulator. Loans provided by NBCO can be secured by collateral of movable property and real estate, collateral deposit, guarantees and other legal provisions. Collateral deposit can be accepted only if the financial market authority has issued a license to NBCO. NBCO which has been licensed for the issuance of loans, can carry out the sale of debt obligations (factoring, forfeiting), leasing, promissory notes, issuance of guarantees. NBCO's attraction of deposits from legal entities and individuals is prohibited.
Strategic vision
Our Vision is becoming financial partner of the first choice for our customers. Your choice today is a guarantee of your prosperity in future.
Our mission
Our Mission is to increase the socio-economic welfare of our country through transparent financial partnership in every stage of your life.
Our values
Honesty – Being honest and transparent to ourselves, to our customers, colleagues and partners.
Quality – Attaching great importance to professional quality in everything we do.
Profitability – Bringing value to our shareholders in every project that we start and implement.
Cooperation – Profitable synergy of cooperation with all strategic assets of Pasha Holding.
Entrepreneurship – Encouraging initiative and business promotion within acceptable risk limits.
Strategic goals
• To be a market leader in the retail business
• To pay maximum dividends to shareholders
• To be a role model in corporate governance
• To be the leading banking brand in the region
Shareholders
99.87% of shares of "Kapital Bank" OJSC belong to "Pasha Holding" and 0.13% of shares belong to individuals. The Bank’s share capital is represented by ordinary fully-paid stock with the total amount of 185 mln AZN and non-redeemable, non-cumulative preference shares with the total amount of 40 mln AZN. At present, “Kapital Bank” is financial structure with the biggest service network in the country.
Members of the Supervisory Board
Education:
Azerbaijan State Economic University, Faculty of International Economic Relations
Career:
OJSC “Unibank” – Executive Director/Deputy Chairman of the Board : 14.05.2013-01.11.2013
OJSC “Unibank” – Executive Director : 01.11.2013-01.05.2015
Head of the Banking group at “PASHA Holding” LLC : 01.05.2015-17.10.2016
1st Deputy Director at "PASHA Holding" LLC : 17.10.2016-01.01.2020
Chief Executive Director at “PASHA Holding” LLC : 01.01.2020-present
Education:
Baku Institute of Social Management and Politology, Faculty of Political Science
Career:
I Deputy Chairman of the Board at “Kapital Bank” OJSC : 11.06.2013-16.02.2017
Deputy CEO and Business Group Director at “PASHA Holding” LLC : 17.02.2017-present
Education:
Azerbaijan State Economic University, Faculty of International Economic Relations
Career:
Chief Adviser at “PASHA Holding” LLC : 31.03.2009 - present
Education:
Western University, Faculty of Engineering Economics and Management
Career:
Director of the risk management Department at “PASHA Holding” LLC : 10.06.2013-present
Education:
Moscow State University named after M. Lomonosov Faculty of Roman-German Philology
Career:
Chief Adviser at “PASHA Holding” LLC : 31.03.2009 - present
Members of the Bank’s Executive Board
Education:
Azerbaijan State University of Economics, Faculty of Labor Economics and Sociology
Career:
Deputy Chairman of the Board at Pasha Bank OJSC : 10.2007 - 06.2013
Chairman of the Board at Kapital Bank OJSC : 06.2013 - present
Education:
Azerbaijan State Economic University, Faculty of Finance (Bachelor's degree)
Azerbaijan State Economic University, Faculty of Finance (Master's degree)
Doctor of Philosophy (PhD)
Career:
Chairman of the Board at Bank of Baku OJSC : 02.2013 - 05.2015
Deputy Chairman of the Board, Chief Operations Officer of Kapital Bank OJSC : 06.2015 - 02.2017
I Deputy Chairman of the Board at Kapital Bank OJSC : 02.2017 - present
Education:
Azerbaijan State Economic University, Faculty of Finance
Career:
Advisor to the Chairman of Kapital Bank OJSC : 02.2017 - 02.2017
Deputy Chairman of the Board, Chief Information Officer of Kapital Bank OJSC : 02.2017 - present
Education:
Azerbaijan State Economic University, Faculty of Finance (Bachelor's degree)
Azerbaijan State Economic University, Faculty of Economic regulation (Master's degree)
Career:
Director at Kapital Bank OJSC : 04.2014 - 01.2016
Chief Risk Officer of Kapital Bank OJSC : 01.2016 - present
Education:
Azerbaijan State Economic University, Faculty of International Economic Relations (Bachelor's degree)
Khazar University, Faculty of Finance (Master's degree)
Career:
Director at Kapital Bank OJSC : 12.2013 - 01.2016
Chief Financial Officer of Kapital Bank OJSC : 01.2016 - present
You can download the bank logo here (Update date - 15.05.2019)
