Business Loan

How can I get a loan for the business?

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General information

Kapital Bank offers business loans to meet current needs of your business and improve it.

Good to know

  • Amount: Starting from 50,000 AZN
  • Interest rate in national currency: Starting from 16%
  • Interest rates in foreign currency: from 8%
  • Duration: Up to 36 months
  • Security: Real estate, guarantee

 

5 reasons to get a loan from Kapital Bank:

  • Loans are given within 3 business days;
  • There is not any requirement for the maximum amount of a loan, the amount is determined only by the volume of your business;
  • Individual approach to loan interest rate and commission;
  • Individual approach to loan provision;
  • Minimum documents.

 

Types of business loans:

  • Loans
  • Lines of credit

Loans

Loan purpose: - To increase circulating assets ;
- To acquire fixed assets;
- To invest in existing fixed assets (repair, reconstruction);
- Loan commitments in other banks
Term: - To increase circulating assets – for up to 24 months;
- For other purposes – for up to 36 months.
Payment methods: - Payment based on annuity table (by equal monthly installments);
- Based on the individually made table depending on the season of the business.

 

NFES`s loans

Loan amount Loan term Grace period Interest rate
10 000 – 50 000 AZN Up to 3 years Up to 18 months Up to 6 %
50 001 – 500 000 AZN Up to 5 years Up to 30 months Up to 6 %
500 001 – 10 000 000 AZN Up to 10 years Up to 60 months Up to 6 %

 

Loan purpose

Lines of credit

Loan purpose: To increase circulating assets
Term: Up to 12 months
Payment methods: Monthly interest payment, the principal amount at the end of the period

Сredit application

Procedure for getting business loans:

  1. You apply to any branch of Kapital Bank nearest to you;
  2. You provide the necessary documentation for the analysis, your business is analyzed by the experts of the Bank and the Bank makes a decision on a loan issue;
  3. Loan and pledge agreements are formalized;
  4. You use loan products.

 

Requirements for borrowers:

  • Customers shall be individual entrepreneurs or legal entities;
  • They shall operate in current business at least 1 year;
  • Their business shall be profitable.

 

For getting a loan

You can apply to any branch or department of Kapital Bank or order online to use loan products and get further information.

Online order for Credit (Guarantee, Letter of credit)

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