Kapital Bank offers business loans to meet current needs of your business and improve it.
Good to know
- Amount: Starting from 50,000 AZN
- Interest rate in national currency: Starting from 16%
- Interest rates in foreign currency: from 8%
- Duration: Up to 36 months
- Security: Real estate, guarantee
5 reasons to get a loan from Kapital Bank:
- Loans are given within 3 business days;
- There is not any requirement for the maximum amount of a loan, the amount is determined only by the volume of your business;
- Individual approach to loan interest rate and commission;
- Individual approach to loan provision;
- Minimum documents.
Types of business loans:
- Lines of credit
|Loan purpose:||- To increase circulating assets ; |
- To acquire fixed assets;
- To invest in existing fixed assets (repair, reconstruction);
- Loan commitments in other banks
|Term:||- To increase circulating assets – for up to 24 months; |
- For other purposes – for up to 36 months.
|Payment methods:||- Payment based on annuity table (by equal monthly installments); |
- Based on the individually made table depending on the season of the business.
|Loan amount||Loan term||Grace period||Interest rate|
|10 000 – 50 000 AZN||Up to 3 years||Up to 18 months||Up to 6 %|
|50 001 – 500 000 AZN||Up to 5 years||Up to 30 months||Up to 6 %|
|500 001 – 10 000 000 AZN||Up to 10 years||Up to 60 months||Up to 6 %|
Lines of credit
|Loan purpose:||To increase circulating assets|
|Term:||Up to 12 months|
|Payment methods:||Monthly interest payment, the principal amount at the end of the period|
Procedure for getting business loans:
- You apply to any branch of Kapital Bank nearest to you;
- You provide the necessary documentation for the analysis, your business is analyzed by the experts of the Bank and the Bank makes a decision on a loan issue;
- Loan and pledge agreements are formalized;
- You use loan products.
Requirements for borrowers:
- Customers shall be individual entrepreneurs or legal entities;
- They shall operate in current business at least 1 year;
- Their business shall be profitable.
For getting a loan
You can apply to any branch or department of Kapital Bank or order online to use loan products and get further information.