Visa Virtual

A special card for making online payments. The card can be used for online purchases, gambling and making utility payments.

Visa Virtual

A card for holders with considerable financial opportunities and advantages.

Visa Virtual

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General information

A special card for making online payments. The card can be used for online purchases, gambling and making utility payments.

Benefits

  • Paying for products and services in Azerbaijan and abroad
  • The card can be used only for online payments for services and goods and therefore has neither a magnetic stripe nor a signature panel. Thus it guarantees high security.
  • The card can be offered online or via Mobile Banking.

 

Please read the guidelines below while using the card


 
 

Tariffs

Card price – 1 year / 2 years / 3 years 5 AZN / 8 AZN / 10 AZN
Additional price – 1 year / 2 years / 3 years 3 AZN / 4 AZN / 5 AZN
Urgent card issue surcharge fee 10 AZN
Unblocking a blocked PIN 2 AZN
Bağlanmış hesabların əməliyyat sistemində saxlanılması monthly 1.00 AZN
Connection to Internet Banking and Mobile Banking Free
Connection to SMS Banking and SMS Info services Option 1: per SMS 0.10 AZN; Option 2: yearly 5 AZN
Unjustified claims in respect to payments 10 AZN
Commission for trading transactions 0%
Adding funds to card through Kapital Bank's offices, cash-in ATMs and infokiosk terminals 0%
Unique transactions in Azerbaijan and abroad (gambling) 3% (min 5.00 AZN/USD/EUR)
Cash by Code service fee 1% (min 1,00 AZN/USD/EUR)
Card to Card - transfering funds to another Kapital Bank card 0,2% (min 0.50 AZN/USD/EUR)
Card to Card - receiving funds from another Kapital Bank card (with the exception of salary cards) 0%
Payment of taxes and custom dues through POS in Azerbaijan 0,2% (min 0,50 AZN)
Payment of administrative fines, state dues and state budget payments through POS in Azerbaijan 0,5% (min 0,30 AZN)
Payment of taxes, custom dues, administrative fines, state dues and other state budget payments through www.apus.az website 0,15% (min 0,40 AZN, max 15.00 AZN)
Conversion: Debit and credit transactions conducted in foreign currency by AZN payment card accounts (cash-in, withdrawal, card to card) 4%
Conversion: Payment transactions conducted in foreign currency within the country by AZN payment card accounts 4%
Conversion: Debit and credit transactions conducted in AZN by USD/EUR payment card accounts (cash-in, withdrawal, card to card) 4%
Conversion fees in all other cases 0,5%
Transfer of funds to salary cards 1% (min 1.00 AZN/USD/EUR)

FAQ

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