Visa Business Gold

Used for shopping and cash withdrawals all over the world and the name of the company is displayed on the cards

Visa Business Gold

Visa_Business 


How can I get Visa Business Gold?

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General information

Used for shopping and cash withdrawals all over the world and the name of the company is displayed on the cards.

Benefits

  • Used for shopping and cash withdrawals all over the world. 
  • The name of the company is displayed on the cards.
  • Cards useful to work both in debit and credit mode.
  • Business and office expenses, purchase of air and other tickets, hotel booking, car rental, utility, communication and other business expenses are more convenient and operative for the company;
  • Can be used to pay your company's expenses (payment of service fees, purchase of goods, etc.)
  • Supervisors and employees will be able to easily and accurately distinguish their business expenses from their personal expenses;

 

See the following guidelines for using this card:


 
 

Tariffs

Price of card– 1 il / 2 il / 3 il 40 AZN / 60 AZN / 80 AZN
Additional card – 1 year / 2 year / 3 year 20 AZN / 30 AZN / 40 AZN
Defective card replacement related to contract
Urgent card issue surcharge fee Baku branches - 10 AZN, regional branches - 15 AZN
"Emergency Cash Disbursement" (to withdraw money without a card in 24 hours in case if the card is lost or stolen in the foreign country Master Card - 100 EUR/ VISA - 180 USD [1]
Connection to BirBank Free
Resetting a PIN code via BirBank 0,50 AZN
Resetting a forgotten, lost PIN code via ATM 1.00 AZN/USD/EUR
Resetting PIN tries or unblocking a card via BirBank 1 AZN
Unblocking a card 2 AZN
Connection to SMS Banking and SMS Info service Free
Unjustified claims in respect to payments 10 AZN
Maintaining closed accounts in operating system monthly 1.00 AZN
Withdrawing cash from Kapital Bank's ATMs and branches 1% (min 1,00 AZN/USD/EUR)
Withdrawing cash from ATMs of other banks 1,5% (min 3.50 AZN/USD/EUR)
Withdrawing cash from offices of other banks within the Republic of Azerbaijan 1,5% (min 5.00 AZN/USD/EUR)
Withdrawing cash from offices of banks outside of Azerbaijan 1,5% (min 7.50 AZN/USD/EUR)
Commission for trading transactions 0%
Unique transactions in Azerbaijan and abroad (gambling) 3% (min 5,00 AZN/USD/EUR)
Cash by Code service fee) 1% (min 1,00 AZN/USD/EUR)
Adding funds to card through Kapital Bank's offices, cash-in ATMs and info kiosk terminals 0%
Payment of taxes and customs dues through POS in Azerbaijan 0,2% (min 0,50 AZN)
Payment of administrative fines, state dues and state budget payments through POS in Azerbaijan 0,5% (min 0,30 AZN)
Payment of taxes, customs dues, administrative fines, state dues and other state budget payments through www.gpp.az website 0,15% (min 0,40 AZN, max 15.00 AZN)
Conversion: Debit and credit transactions conducted in foreign currency by AZN payment card accounts (cash-in, withdrawal, card to card) 0%
Conversion: Payment transactions conducted in foreign currency within the country by AZN payment card accounts 0%
Conversion: Debit and credit transactions conducted in AZN by USD/EUR payment card accounts (cash-in, withdrawal, card to card) 0%
Conversion: Income transactions with USD / EUR payment card accounts (cash-in, cashing, card-to-card) 0%
Conversion fees in all other cases 0,5%

 

[1] The max amount of the money that the customer can receive is 5000 USD (or equivalent).

FAQ