BirKart installment card

BirKart is a unique card provided by Kapital Bank, which provides interest-free and commission-free installment options.

BirKart

  • Card limit – till 10.000 AZN
  • Card validity period - 36 months
  • Price of card - 1 year 15 AZN (If you do 3 cashless operations (min. 10 Azn) within first 90 days, you will not be charged annual fee for the first year
  • The annual interest rate on installment operations- 0 %
  • Grace period - till 40 days
  • Number of payment months (number of credits) – 2, 3, 6, 9, 12 and 18 months
  • You can cash out up to 50% your card limit

Good to know

  • Interest-free and commission-free installment options for 2, 3, 6, 9, 12 and 18 months.
  • Connection to SMS info service - free

Who is eligible for BirKart?

  • People who are employed officially;
  • Kapital Bank salary and pension card holders are awarded
  • Age limit - 18 to 67 years
  • The length of service at the last job has to be a minimum of 6 months (3 months for Kapital Bank customers). There is no such a requirement for pensioners

Tariffs

Services  Birkart
 Price of card  1 year 15 AZN
Card interest rate Interest rate on installment operations - 0%
Encashing rate - 25%
Encashing commission From own account - 1%
Limit of loan - 1.5 %, min 2AZN
Payback to the account (cashback) N/A
Calculation of Miles N/A

Required documents

  • ID card/military ID

Birkart kalkulyatoru

  • Aylar üzrə TAKSİT ödənişiniz Aylar üzrə ödənişiniz
9.50

Online order

Payment to be made
at the branch
AZN
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