3D-secure

What is Secure 3D?

3D Secure is a technology developed by international payment systems VISA and MasterCard, which is a global and secure system for online payment transactions.
In the MasterCard payment system this service is called "MasterCard Secure Code", and in the VISA system "Verified by Visa". Websites that provide this technology have the signs, which are showing below.

  

Benefits

  • In the process of payment, only the cardholder and the bank know the special code for the confirmation of the transaction, which is doing for authenticating the client's identity; 
  • Inability to use the card online by Internet scammers;
  • Preventing any financial loss due to actions of Internet scammers;
  • The right to appeal due to fraudulent transactions that may occur on web-sites that do not support this technology (responsibility lies with the owner of the site)

Ways to connect

You can contact the Kapital Bank Information Center service by calling number 196 to connect to the service.

The client can authenticate the identity (identification) in two ways:

  1. Static
  2. Dynamic

When choosing a static method, the card holder in a certain window must select a password (4-6 characters), which will be used as an additional security remedy while paying online.

When choosing a dynamic method, the mobile phone number of the cardholder will be requested, to which will be sent one-time security codes to confirm the payment from the client.

FAQ