Internet and Mobile Banking - BirBank

With all-new Internet and Mobile Banking service it is more easier to manage all your accounts, cards, loans and deposits.

iOS

android

internet bank

General information

BirBank is a mobile banking application provided by Kapital Bank. The application is the most downloaded finance app in Azerbaijan with over 300,000 users. In the App Store, Play Store and SimilarWeb ratings, BirBank is listed as "# 1 Top Free Finance".

BirBank became the winner of the "National Internet Award" in the nomination "Electronic Government and Finance-Banking Mobile Applications" in 2018. In 2018 BirBank has chosen the most innovative mobile bank - Most innovative mobile bank in our country by International Finance magazine.

Anyone with a bank card can simply sign up for a few minutes at BirBank to manage banking services, online orders and payments by phone.

Hearts - loyalty program

Now users of the application, making payments through POS-terminals, internet and BirBank, will be able to earn bonuses in the form of “hearts”. Then the collected bonuses can be changed for various gifts.

In addition to Kapital Bank cards, payment cards of other banks registered with BirBank are also valid under the program. But, bonuses are gained only for the transactions made through BirBank.

Please, click here for the tariffs of BirBank hearts.

BirBank

Our Hearts partners

You can change the hearts which you earned from different operations via BirBank mobile application with the gifts from our partners. To be business partner of the Hearts program you can apply online

Online request for partnership
  • Floors - Free coffee- 5 000 Hearts
  • Bakcell (Ulduzum) - 20 on-net Bakcell minutes - 5 000 Hearts
  • Azercell - 10 on-net Azercell minutes - 5 000 Hearts
  • 189 - 20% discount - 7 000 Hearts
  • Novella - 20% discount coupon - 10 000 Hearts
  • 50 Qəpik restaurant - 15% discount coupon on total amount - 15 000 Hearts
  • iService - 50% discount coupon for glass protectors - 20 000 Hearts
  • Kyoto - California with crab - 20 000 Hearts
  • Max group LLC - 15% discount coupon - 25 000 Hearts
  • Next Level - For any order from 55 AZN Light sushi gift - 25 000 Hearts
  • Royal Rose - 10% discount on bouquets - 25 000 Hearts
  • Partizan kafe - Tea and dessert - 30 000 Hearts
  • Dent House - 15% discount coupon - 30 000 Hearts
  • Kaizen - Tea with jam - 30 000 Hearts
  • Bake and Roll - 10% discount coupon - 30 000 Hearts
  • Next Level - For any order from 25 AZN medium-sized pizza - 30 000 Hearts
  • Kyoto - Shrimp or squid - 35 000 Hearts
  • Mayson Car Club - 20% discount on bonus card - 35 000 Hearts
  • CrossfitScout - One-time pass to CrossfitScout - 40 000 Hearts
  • Vitr Fitness - One-time pass - 40 000 Hearts
  • 5th Avenue - 20% discount - 40 000 Hearts
  • Mayson Car Club - Engine oil change - 40 000 Hearts
  • Kapital Bank - MasterCard Standard - 50 000 Hearts
  • Optimal Wheel Center - Free nitrogen to the wheels - 50 000 Hearts
  • Pizza Inn - All kinds of medium-sized pizza - 40 000 Hearts
  • Smart Flame Kamin - 15% discount to any purchase - 50 000 Hearts
  • Incebelli Beauty - 30% discount on Beauty set - 50 000 Hearts
  • Style Point Beauty Salon - Epilating procedure for face - 50 000 Hearts
  • Saat Store - 30% discount - 50 000 Hearts
  • iService - 25 AZN discount coupon on technical service - 50 000 Hearts
  • ALBAX TV - 1+1 month campaign on the full package- 50 000 Hearts
  • ALBAX TV - 1+2 months campaign on the standard package - 50 000 Hearts
  • Gourmet - Kebab and rice - 50 000 Hearts
  • Mobitek Azerbaijan - Attach a trash - 60 000 Hearts
  • EuroFilter - 10% discount coupon - 100 000 Hearts
  • Youth Academy - 50% discount on General English course - 100 000 Hearts
  • Step Group - 1 hour driving course for women - 100 000 Hearts
  • Ismy Travel - Visa support - 100 000 Hearts
  • Hippokrat Medical Center - Consulation with doctor - 100 000 Hearts
  • Max group LLC - Foreign language course for one month - 150 000 Hearts
  • Premium Dental - Cleaning of the dental stones - 150 000 Hearts
  • Kapital Bank - Headphones (Ergo VM-901) - 150 000 Hearts
  • Kapital Bank - BirKart Miles Debet - 160 000 Hearts
  • Kapital Bank - Visa Trio Gold - 200 000 Hearts
  • Baku Universal Training Center - MS office course for one month - 200 000 Hearts
  • Bakı Bərpa Mərkəzi - Medical consultation and therapeutic massage - 200 000 Hearts
  • Lead International - Foreign language course for one month - 250 000 Hearts
  • TG Educational Center - Foreign language course for one month - 250 000 Hearts
  • Kapital Bank - Xiaomi Mi Powerbank 10000 mAh - 300 000 Hearts
  • Max group LLC - 15% discount coupon for Studying Abroad - 400 000 Hearts
  • Kapital Bank - PUBG (PS4 game disc) - 1 000 000 Hearts
  • Kapital Bank - Pocketbook E-reader (Basic 3 PB614 Y-CIS) - 2 000 000 Hearts

Autopayment

Pay using autopayment via BirBank, get additional bonus "Hearts" and 2 times more "Hearts" for the each payment

The campaign is available during 3 July - 3 October 2019.

  • The additional bonus hearts are given for the each autopayment until the 5th autopayment
  • Additional Hearts will be calculated for each successful autopayment:

  • For the 1st successful autopayment - 2000 hearts

    For the 2nd successful autopayment - 500 hearts

    For the 3rd successful autopayment - 1000 hearts

    For the 4th successful autopayment - 1500 hearts

    For the 5th successful autopayment - 3000 hearts


  • On autopayments saved during this campaign, the user will earn 2 times more hearts for every 1 AZN, which will be autopayed for 3 months including the same month
  • The above mentioned gift hearts and 2 times more hearts will be calculated for successful autopayments within 3 months
  • The user who joins to the autopayment first will earn a gift card if the “1” subscription code is added to autopayment by more than one user
  • A user can get the gift hearts with “1” subscription code only for the first time when he/she joins the autopayment and is successful. If he/she adds the same code for the second time, or re-add the autopayment, he/she will not be given additional hearts and it will not be calculated 2 times more for that subscription code
  • All payments are included in the campaign
  • The minimum amount of autopayment is 1 AZN
  • The maximum number of hearts that can be earned on the loans is 10,000
  • During the campaign, existing autopayment users will also receive the above-mentioned hearts according to their successful autopayments, in line with the execution of autopayments

QR Pay

From now on, it is not necessary to have the money or a payment card with you to make purchases — you can pay for any goods in stores using BirBank. To use the new type of payment called “QR Pay”, it is enough to download the mobile application BirBank. To that end, after making purchases, you need to scan QR-code with your camera smartphone on special posters installed in the cash points of stores. To make a payment, you can use the account of any card registered with BirBank, including cards that are not related to Kapital Bank.
Here is the list of sales and service points where you can pay through QR Pay system.

Functions

Now you can manage your multiple banking transactions through a single account by using new BirBank application. The following functions are available on the updated application:

  • Online registration during 1 minute by entering just your card information
  • Fingerprint access
  • Track your loans, make your monthly payments
  • Manage your deposits, control daily calculated interests
  • See your card balance, get extract, set limits and block your card if needed
  • Order virtual card
  • Control your accounts, get extract and carry out all kind of transactions on the accounts
  • Pay your utilities and your debts for mobile services, add templates and perform all the payments in a timely manner by activating the automatic payments
  • Trace the history of your payments
  • Make transfers among your accounts, to the other person’s account, to your card and other cards, create templates and make immediate transfers through the templates
  • Trace the history of your transfers
  • See the nearby Kapital Bank ATMs and branches on the map
  • Follow up the currency rates
  • Add photo to your profile
  • You can find all BirKart Partners store on the map
  • Sending funds to contacts from your phonebook and withdrawal them on the Bank’s ATM
  • You can share your card spending with other app users
  • It is possible to request funds from other app users
  • Direct contact with the Bank (chat)
  • Online Card and Credit application
  • Add cards issued by other Banks to the app

Joining procedure

In order to get registered BirBank:

  • Download the app form “Google Play” or  “App Store”
  • Click on “Registration by Card”
  • Enter your Kapital Bank’s card number (16 digits), PIN Code and your phone number
  • Enter the one-time password (OTP)
  • Assign the new password for future