About bank

Founded in 1874 as Azerbaijan Savings Bank, Kapital Bank is one of Azerbaijan’s largest banks serving more than three million customers. The aim of the bank is to become the financial partner of the first choice for its customers, guaranteeing prosperity in the future. Kapital Bank takes a secured approach in order to capture synergies between state owned corporate businesses and retail banking opportunities, while also serving privately owned corporate customers. Headquartered in Baku, Bank has a large footprint of 92 branches covering the whole country. Kapital Bank’s corporate governance complies with the best international standards. The bank recognizes the importance of good corporate governance, which is set up to ensure transparent and sustainable value creation by clearly defining responsibilities, management processes and organization. Kapital Bank has the highest rating among privately owned local banks. Bank’s over 100 years of history helps it to generate sustainable profit and allows it to capture growth opportunities. Bank employees work closely with customers to provide complete financial solutions and innovative products.
Kapital Bank on May 3, 2018 in accordance with the legislation of the Republic of Azerbaijan became a 100% owner of the Limited Liability company "BirKart non-Bank credit organization" ("subsidiary").

Strategic vision

Our Vision is becoming financial partner of the first choice for our customers. Your choice today is a guarantee of your prosperity in future.

Our mission

Our Mission is to increase the socio-economic welfare of our country through transparent financial partnership in every stage of your life.

Our values

  • Honesty – Being honest and transparent to ourselves, to our customers, colleagues and partners.
  • Quality – Attaching great importance to professional quality in everything we do.
  • Profitability – Bringing value to our shareholders in every project that we start and implement.
  • Cooperation – Profitable synergy of cooperation with all strategic assets of Pasha Holding.
  • Entrepreneurship Encouraging initiative and business promotion within acceptable risk limits.


99.87% of shares of "Kapital Bank" OJSC belong to "Pasha Holding" and 0.13% of shares belong to individuals. The share capital of the Bank is 185 million AZN. At present, “Kapital Bank” is financial structure with the biggest service network in the country.

Members of Supervisory Board

Jalal A. Gasimov Chairperson of the Supervisory Board
Farid U. Mammadov Member of the Bank’s Supervisory Board
Rauf Y. Hajiyev Member of the Bank’s Supervisory Board
Kamala H. Nuriyeva Member of the Bank’s Supervisory Board
Ogtay A. Hasanov Member of the Bank’s Supervisory Board

Bank's logo

Kapital Bank logo

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Update date - 15.05.2019